The two high risk groups are children under the age of five and adults who are elderly and/or have disabilities.
Children: Young children are especially vulnerable to burn-related injury and death. They do not perceive danger, have less control of their environment and have a limited ability to react promptly and properly to a burn situation. A child in hot water will scream, but may not withdraw from the water. Additionally, children's skin is thinner than that of adults and therefore burns at lower temperatures and more deeply. For example, a child exposed to hot tap water at 140° for three seconds, or 156° for one second, will sustain a third degree burn, an injury requiring hospitalization and skin grafts.
According to data from the National Safe Kids Campaign, 4,000-5,000 children are scalded each year, most often in bathtubs. The average bathtub scald burn covers 12% of the body surface with a full thickness third degree burn. Statistics from the National Safe Kids Campaign indicate that the scald burn sources were 95% in residential settings, of which 54% were in apartment buildings and 46% in single family homes.
Adults: Adults with disabilities are also susceptible to scald injuries. Those at risk from scalding/burning include the elderly, those with mental illness, learning disability, reduced mobility and anyone with reduced sensitivity to temperature, or who cannot react appropriately, or quickly enough, to prevent injury. They may be in hospitals, care homes, social services premises, and special schools (i.e.. health and social care establishments). The risk of scalding/burning should also be assessed in community facilities such as community centers, staffed and sheltered housing for the elderly, the mentally ill, and those with cognitive disorders or disabilities.
Fatal accidents and major injuries to vulnerable service users continue to occur. Scalding is one of the main causes of fatal incidents to non-employees in the healthcare sector. Since 1996, approximately 13 fatalities and 42 major injuries were attributable to hot water scalds in health-care premises alone.
Large Loss Example:
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Circumstance leading to large loss: Injured party was a male adult, developmentally disabled and living in an adult group home for about seven years. He was severely injured sustaining second and third degree burns while taking a shower and facing the shower handles with the spray hose draped behind him. The group home supervisor shut the curtain to go retrieve something in the closet. While STILL in the bathroom, the supervisor noticed the steam. The injured party was not capable of yelling and did not have the cognitive ability to react quickly. |
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Loss Cause Analysis: Shower was not provided with an anti-scald device. The attendant did not provide adequate supervision per company standard operating procedure and was unknowledgeable to the individual's disability to communicate fully. |
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Exposures leading to the loss:
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Controls which should be in place:
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