Georgia, Florida, Alabama, North Carolina and Tennessee School Insurance

There are many different kinds of insurance coverage available for Schools. Below are some of the types of coverage available through HDI. This list is not exhaustive, so we recommend you contact one of our experienced team members to discuss your specific coverage needs.

Commercial Package Policy

  • Property Coverage
  • General Liability
  • Employee Benefits Liability
    (Including ERISA Coverage)
  • High Hazard Coverage
  • Herbicide & Pesticide Liability
  • Bond Coverage (Including Volunteer & Employee Dishonesty Coverage)
  • Property of Others 
  • Medical Payments Coverage (Including Athletic and League Sports)

Specialty Liability

  • Religious Communication Coverage
  • Discrimination Coverage
  • Employment Practices Liability
  • Directors & Officers Coverage
  • School Counseling Liability
  • Incidental Broadcasting Liability
  • Computer Liability
    (Including Negligent Web Supervision)
  • Incidental Medical Mal-practice Coverage
  • Nurses Professional Liability
  • Educators Professional

International Protection

  • Foreign Liability
  • Medical Coverage Abroad
    (Including a $10,000 Hospital Deposit)
  • Foreign Workers' Compensation
  • Repatriation Coverage
  • Medical Evacuation Coverage
  • Foreign Travel Assistance

Health-Life-Disability Insurance

  • Individual or Group Benefit Health Insurance
  • Term / Whole / Universal Life Policies (Including Key Man Policies)
  • AFLAC Products - Cancer Policies and Short Term Disability
  • Individual and Group Long Term Disability Insurance

Commercial Vehicle Insurance

  • Auto Liability
  • Comprehensive & Collision Coverage
  • Uninsured/Underinsured Motorist
  • Hired Car Physical Damage
  • Medical Payments
    (Including Non-Owned Vehicles)
  • Hired and Non-owned Auto Liability

Human Resources (HR) Solutions

  • Payroll
  • 401K
  • HR Support

Workers' Compensation

  • Domestic Workers' Compensation
  • Foreign Workers' Compensation